Portage is the Canadian budgeting app that forecasts your cash flow, warns you before anything bounces, and makes you review every transaction — so your money always makes it past the rapids.
Every bill, paycheque, and subscription plotted forward. If a cluster of bills would take your balance below zero — or under your month-end floor — Portage flags the exact day, weeks ahead.
Not “what’s my balance” — “can I spend $400 today without breaking anything downstream?” Portage nets out everything that’s coming and gives you the honest number.
Commission, contracting, seasonal work — envelope apps assume steady salary. Portage plans around timing, which is where variable income actually gets dangerous.
Bank connections fail — every app has felt it. Portage also reads your bank’s own alert emails, so your numbers stay current even when the data pipes go down.
Portage doesn’t auto-file your spending into charts you never look at. Every transaction waits for your eyes — one tap to confirm, with smart suggestions that learn your merchants. Thirty seconds a day, and you actually know your money.
Start reviewingLink any Big-5 Canadian bank through Plaid in two minutes — credentials never touch our servers — or feed Portage from your bank’s alert emails.
New transactions queue up for a one-tap review. Categories, people, tags — suggestions learn as you go.
Bills, paydays, and your floor projected forward. Spend when there’s room. Portage when there isn’t.